Owning a horse is a major responsibility. From ensuring your horse has the necessary medical care to taking steps to protect them against potential hazards, there are many things to consider. One of the most important investments you can make as an owner is equine insurance nz. Equine insurance helps to protect your horse and gives you peace of mind that you have coverage in case of illness, injury, or other financial burdens associated with owning a horse.

Let’s take a look at five ways equine insurance helps to keep your horse safe and secure.

1. Vet Bills -

Horses require regular vet checkups and treatments just like any other pet or livestock animal. From vaccinations and lameness exams to dental work and treatments for illnesses, vet bills can add up quickly. Equine insurance helps cover these costs and allows you to provide your horse with the best possible medical care without having to worry about the financial burden.

2. Mortality Coverage -

Unfortunately, sometimes horses pass away due to illness or injury despite our best efforts to keep them healthy and safe. Equine insurance nz provides mortality coverage so that if something does happen and your horse passes away, you will be reimbursed for the full value of your investment in the animal. This can help alleviate some of the financial strain caused by this tragic event.

3. Liability Coverage -

If something were to happen on your property or while you are out riding with your horse, liability coverage is essential in protecting yourself from potential lawsuits or legal fees associated with an accident involving another person's property or a person being injured by your animal(s). With equine insurance, liability coverage will help ensure that any costs related to these types of incidents are covered without causing major stress for you financially as an owner/rider/trainer/etc..

4. Theft Protection-

Theft protection is also included in many equine insurance policies, so if someone were to steal your beloved animal from its stable or pasture, you would be able recover the cost associated with replacing it should such a situation arise (including boarding fees during this time). In addition, theft protection may also help cover costs related to stolen tack (bridles/saddles/etc) which can add up quickly if not insured properly!

5 Emergency Colic Surgery -

Colic is one of the most common diseases in horses and can be very dangerous if left untreated or undetected in time. Many equine insurance policies offer coverage for emergency colic surgery which can help save lives when timely treatment is needed but is expensive due to its complexity and high cost associated with it (hundreds even thousands of dollars depending on severity). This coverage helps ensure that no matter how severe the colic may be, you will have access to quick treatment without having financial strain added on top of worrying about whether or not your beloved animal will pull through their ordeal successfully!


Equine insurance nz provides peace of mind knowing that no matter what happens in life concerning our horses; we have a safety net ready if needed! It provides us with the assurance that we are covered financially should anything unexpected arise including vet bills, mortality coverage for when our animals pass away unexpectedly; liability protection should something occur involving another person’s property or person is injured; theft protection just in case someone steals our beloved steed; and finally emergency colic surgery when timely treatment is needed but expensive due its complexity & high cost associated with it!

Source By : Why Equine Insurance is Necessary for Horse Owners?